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Posts Tagged ‘financial’
07 Jan

Barnaul Real Estate Market Trend

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According to the Office Rosreestra for the Altai Territory, in the secondary real estate market trend is seen in Barnaul multiplying the number of transactions, whereas the level of prices per square meter is still no significant changes. For prospective buyers of real estate, a situation could be an incentive to buy their own homes. At all at that before you go in search of a good real estate agency, it is necessary to adequately assess future real estate prices in Barnaul. a>. What is the key to the stability of the value of square feet? Experts attribute the cause of the observed stability of house prices with a "clean" value of the property from the action mass of mortgage lending and the predominance of exchange transactions, rather than direct purchase transactions of apartments and houses. Thus, we can say that today the money from the population had not increased, but contracts sales continue to be at the same price. Also one of the key sources of funds for housing still remains mortgage lending. According Rosreestra, the number of committed transactions in residential real estate has practically reached Barnaul indicators on a successful 2008, when the number of registrations of rights to the apartment and the house had an effect on lowering the needs of the citizens to remove apartment in Barnaul. Another factor affecting the stabilization of prices is economic "maturation" of the Russian population.

As shown by sociological research, today people are more careful approach to loan government and the banks, carefully thinking through the potential financial prospects and family income situation of the country as a whole. Also notes the increasing number of mortgage loans for the improvement of already existing residential properties, whereas three years ago, in most cases, banks have received requests from people wanting to buy their first apartment. Financial help and housing programs for all kinds of social groups the country also had a solid effect on the price dynamics of Barnaul. What are the prospects for the real estate market are waiting for the Altai Territory? Prospects of evolution of prices for those wishing to make a bargain sale When it comes to the most convenient time to purchase a residential property, it was observed at the end of 2009, when prices reached a "bottom", and the diversity of the options allows you to select the most favorable. At all on the current situation still has some advantages for people who would like to forget about the section of newspapers for rent in Barnaul, buy property in square meters of living space. Price stability is now in together with almost no changed conditions the acquisition of credit from the state can play into the hands of many barnaultsam. Still wishing to profitably sell real estate worth to wait several months, when increasing the number of mortgage loans will affect the rising cost of square meters.

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25 Feb

Kreditmart Presented

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Today, the company Kreditmart, the first professional financial supermarket, is the analytical index of the state of the Russian mortgage market of new buildings – Kreditmart Index. New development "for December 2010 "Kreditmart Index. New development "shall be calculated by analysts the company Kreditmart based on an analysis of proposals of 14 banks that are major players in the mortgage market of primary housing market and included in the Top-25 largest mortgage banks. The index includes a weighted average of the absolute value of fixed rates in rubles and U.S. dollars on mortgage loans to buy apartments in the primary housing market in the construction phase (Prior to the registration of real estate), a growth of these values in absolute terms, the difference between the weighted average interest rates during construction (prior to the registration of property rights) and interest rates after the registration of property rights, market average loan options: the market value of the maximum rate loan / mortgage and loan term. "Kreditmart Index. New development "published by on a monthly basis, along with "Kreditmart Index.

Mortgage "and" Kreditmart Consumer "with November 2010 According to December 2010: The minimum average market interest rate during construction loans in rubles credit for the purchase of apartments in the primary housing market in December 2010 was 13.60%, maximum – 16.75%. Average market rate for mortgage products in rubles in December 2010 declined by 0.37 percentage points and amounted to 15.18% * (November 2010: 15.55% *). * (Pp hereafter in the text – percentage points) The minimum average market interest rate during construction loans in USD for a loan for the purchase of apartments in the primary housing market in December 2010 was 11.22%, maximum – 14.64%.

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